This article explains why making GSE mortgages assumable retroactively could raise mortgage rates and threaten the GSEs’ ...

Assumable mortgages allow homebuyers to take over a seller’s home loan — and importantly, keep the loan’s original mortgage rate. Mortgage assumption can help buyers save money while interest rates ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

The Trump administration is proposing 50-year, portable and assumable mortgages to boost housing affordability, but experts ...

There are many types of mortgages for homebuyers to consider in the U.S. Assumable mortgages aren’t as common as others, but they can offer a wealth of benefits in the right circumstances. Let’s find ...

Assumable loans allow a buyer to take on a seller’s mortgage. Portable loans allow sellers to keep their loan when they move. Each has pros and cons.

When you assume a mortgage from a home seller, you become responsible for that loan at its existing interest rate and terms. The seller signs the balance over to you, while you compensate them for the ...

Considering that mortgage rates are above 6%, taking over someone else’s lower-rate loan can be a great way to save money on interest. Assumable mortgages are the mechanism that allows you to do this: ...