The Trump administration appears to be hoping to change that. William Pulte, director of the Federal Housing Finance Agency ...

This article explains why making GSE mortgages assumable retroactively could raise mortgage rates and threaten the GSEs’ ...

Portable mortgages aren’t likely, experts say. Here’s what homeowners with low mortgage rates can do to keep or maximize ...

Assumable mortgages allow homebuyers to take over a seller’s home loan — and importantly, keep the loan’s original mortgage rate. Mortgage assumption can help buyers save money while interest rates ...

The Trump administration is proposing 50-year, portable and assumable mortgages to boost housing affordability, but experts ...

There are many types of mortgages for homebuyers to consider in the U.S. Assumable mortgages aren’t as common as others, but they can offer a wealth of benefits in the right circumstances. Let’s find ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Assumable loans allow a buyer to take on a seller’s mortgage. Portable loans allow sellers to keep their loan when they move. Each has pros and cons.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

When you assume a mortgage from a home seller, you become responsible for that loan at its existing interest rate and terms. The seller signs the balance over to you, while you compensate them for the ...