David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is ...

A checking account is a bank account that’s designed to be the hub of your financial life. You should easily be able to deposit money into these accounts and withdraw it. Usually, you can access your ...

Checking accounts are generally intended for short-term deposits and expenses. But some offer interest rates on account balances. When checking accounts offer interest, the rates are generally on the ...

When it comes to managing your finances, choosing the right bank account type is crucial. With so many options available, it can be overwhelming to determine which type of account is best suited to ...

When you’re figuring out where to keep your money, you’ll come across several types of bank accounts. The four basic types are checking account, savings account, certificate of deposit and money ...

I'm a freelance financial journalist and a regular contributor to U.S. News and CreditCards.com. I've written for Life + Money by Citi, Bankrate and The Balance, among others. You can find me on ...

Forbes contributors publish independent expert analyses and insights. I share strategies for getting ahead financially and building wealth. Sign for a private banking branch of Chase Bank on the Upper ...

An essential part of budgeting is setting up the tools to manage your money, and most people can benefit from opening both a checking account and a savings account. You can use a checking account to ...

A checking account is one of the most essential tools for managing your money. But not all checking accounts are the same. Some offer rewards or interest, while others help students, seniors or even ...

Checking accounts are a type of deposit account. They’re offered by banks, credit unions and other financial institutions. They typically come with checks and a debit card. These tools allow you to ...

Americans are, by and large, banked: More than 95% of U.S. households have at least one, according to the Federal Deposit Insurance Corp. (FDIC). And there are a bevy of banking options to choose from ...

A traditional checking account, also called standard or basic, is your bare-bones account. “These accounts are very easy to access,” said Matt Hicks, vice president of deposit products and member ...