Credit agencies, you might say, are akin to nagging parents. They watch and judge from a distance, rewarding responsible behavior and punishing delinquency. And credit scores? They seem a bit like ...

Interest rates are constantly shifting, making credit reports more important than ever for securing favorable loan terms.

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Betsy began her career in international finance and it has since ...

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Increasingly, many lending institutions like your credit history to be spotless. There are many ways to enhance your ability to get credit, but one of the simplest is reviewing your credit reports for ...

The other night, I was out to dinner with a friend who works in medical billing. She shared a story that really stuck with me. One of her coworkers forgot to include a patient’s disability status on a ...

Scores of consumers now are leveraging Buy Now, Pay Later (BNPL) offerings by some retailers. To help auto finance companies evaluate applicants who might have BNPL commitments during the underwriting ...

Do you know the difference between 550 and 780? Yes, they’re 230 digits apart, but they’re also examples of bad and good credit scores, respectively. If you don’t check yours regularly, now’s the time ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

Update, Sept. 23, 2022: The three major credit bureaus reversed their decision and have extended free weekly credit reports through 2023. Original article: For thousands of Americans, the COVID-19 ...

Credit checks are not allowed in some areas. States where employer credit checks are not allowed or are only allowed in a limited capacity include California, Colorado, Hawaii, Illinois, Maryland, ...

Your personal information is valuable. If criminals get their hands on it, they can — among other things — open credit cards while pretending to be you. Then it's up to you to shut down ...