Climate change has brought many challenges to the homeowner insurance marketplace, not the least of which has been steadily rising premiums. Between 2022 and 2023, the average American homeowner's ...

The home insurance industry is being put to the test, facing numerous challenges over the past several years. Increasing repair costs, a substantial labor shortage, inflation and major weather events ...

Discover what substandard insurance is, how it functions, and see real examples. Learn about who qualifies and what factors ...

For consumers who buy life insurance, policies are usually in effect for a very long time. For example, a term life insurance policy might have a coverage term of 20 or 30 years. The policyholder ...