Investors with a lump sum increasingly prefer STP over SIP as it reduces timing risk, protects capital during volatility and allows money to earn steady returns in debt funds before moving into ...

Imagine you have a sum of money and want to invest, but the markets are unpredictable, and you don’t want to mess up your timing. That’s where Systematic Transfer Plan (STPs) in mutual funds come in.

Most people hear the same advice: “Bas invest karo!” But before choosing SIP, Lump Sum, or STP, it’s critical to understand how each actually works. As CA Nitin Kaushik bluntly puts it, “Your returns ...