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Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

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Big, one-time or infrequent expenses — a Disney vacation, new Apple Watch or next year's car insurance premiums can be budget busters. Because these expenses don't occur regularly, you may struggle to ...

This story is part of the KXAN Data Hub, where numbers help tell the whole story. We’ve created several data-driven stories and databases on topics including weather and climate, politics, education, ...