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🚨 Abroad card swipe cheyyumbo “INR or Local Currency?” ennu screen-il kaanichal INR choose cheyyaruthu ⚠️ Wrong tap = 5–10% extra loss 😳 Ithu Dynamic Currency Conversion (DCC Trap) aanu. Foreign trip-il card payment cheyyumbo ithu most common travel money mistake aanu. ❌ DCC Trap engane work cheyyunnu? • Merchant (shop / hotel / airport POS) currency choice kaanikkum • INR choose cheythaal → merchant’s high exchange rate apply aavum • Plus hidden margin bank forex markup add aavum 👉 Athukonda
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