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The Social Security earned income limit is higher almost triple in the year that you reach your full retirement age. For those not in the year, reaching your full retirement age that earned income limit for 2026 is $24,000. If you are self-employed, you will net out your expenses otherwise it is your gross income if you draw midyear, it is prorated monthly to $2000 before your Social Security benefits start being reduced. When you apply for Social Security, they will ask you to estimate your inc

With a personal 'my Social Security' account, you can view your benefits estimates at different ages or dates. | Social Security Administration