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1:23
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The Ramsey Show
Dave talks to a caller who has racked up debt on 35 credit cards. He lays out a plan to help them get rid of this mess. | The Ramsey Show
The Ramsey Show. The Ramsey Show · Original audio. Dave talks to a caller who has racked up debt on 35 credit cards. He lays out a plan to help them get rid of this mess.
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You’re not broke because you don’t make enough. You’re broke because you give your income to everyone else. Credit cards, car payments, student loans... every payment is money that you could be using to build wealth for yourself instead of making everyone else rich. Here’s how you stop the cycle: 1. Make a zero-based budget. Tell every dollar where to go on purpose. 2. Cut the debt. Attack it with the debt snowball. 3. Stop financing your life. Pay cash for the things you buy. Your income is you
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